Competitive advantage of Dopecard

Dope Card has achieved some key milestones since incorporating in June 2016, particularly having gaining the trust of the Ghana Ministry of education and Ecobank Ghana. As an emerging Fintech, Dope Card is focused on “speed to market” and “quality of offering”. To execute this, Dope Card has established a network of working financial partners in Eastern Europe, Spain, Hong Kong and the Cayman Islands. The following features are of strategic importance as the company competes in Ghana, and later across West Africa:

• Best in class social payment platform*

• Integration to Ecobank platform – through early 2019, the Ecobank and Dope Card team are working on the APIs required to connect the Dope Card application with Ecobank core banking systems. Leveraging Ecobank enables significant scale, especially when delivering into other Ecobank markets such as Nigeria

• Branding – Dope Card is developing services and products that fit African youth lifestyles. This existing presence will create momentum leading to higher rates of adoption and growth

• Loyalty – Dope Card will create innovative rewards using the Blockchain. Rewards will be delivered via the Dope Card application and connect students, merchants, parents and schools using decentralised technologies that are efficient, equitable and low cost

• Government Integration – the Dope Card application will help students to service student loans directly from the app


Facts, Fiction and Blockchain

The technology isn’t only shifting the way we use the web, but it’s also revolutionizing the worldwide economy. Second, blockchain technology can enhance the securityin the energy sector, because of its distinctive means of recording and processing data. It has been acknowledged as one of the most disruptive innovations for current business models sincethe advent of the Internet. The blockchain technology holds its set of benefits and disadvantages but when all is said and done, it’s in the investor’s hand to determine what’s ideal for them. It has successfully raised the bar in the past couple of years and has managed to gain attention amongst all the major industries.

In the long run, the technology is merely a toolone that will complement other crucial components of your strategic business program, particularly if your distinctive solution solves real-world troubles that can’t be solved with existing technology. Blockchain technology would likewise eliminate expensive intermediary fees that have come to be a burden on individuals and companies, particularly in the remittances space. Introducing blockchain technology will allow buyers to understand the origin of the sugar itself.


Through labs, companies attempt to create the upcoming state-of-the-art technology that will propel their company beyond competition. Many businesses utilize the term blockchain to mean some type of magical device by which all their data won’t ever be wrong. What’s clear is that lots of companies seeking to use the blockchain aren’t really wanting a blockchain whatsoever, but rather IT upgrades to their distinct industry. There are quite a lot of businesses and websites, which go unnoticed by users while looking for their necessary product or assistance.

The impact of Blockchain Technology in Africa

Governments, startup incubators, the food and energy industries and others are all using blockchain technology to find new applications for the everyday lives of millions. As it always has, the African continent is finding ways to innovate through its challenges. Here are a few real-world examples of blockchain being used across the continent.

Verification of identity

Without a verified legal identity, billions are without access to social and financial services throughout the world. Mobile healthcare organisation PharmAccess has partnered with blockchain-powered digital identity platform AID:Tech in Tanzania. Their operation included providing secure identity verification to newborn babies. In June 2018, the partnership resulted in the headline-grabbing announcement of the ‘first baby born on the blockchain’. Cases such as these highlight the grass-roots need for building a more connected and secure registry of individuals in rural areas. It’s a task for which blockchain infrastructure is uniquely suited.


Binkabi is an e-bartering platform which allows traders to settle over the blockchain and pay in local currency. Binkabi has created its own utility token to revolutionise the international trade of agricultural goods, addressing the difficulty which many African farmers face in exporting their goods to more developed nations. Challenges include exchange rate inconsistency, paper-based processes and fluctuating commodity prices. When the price of coffee drops, for example, coffee shop consumers don’t pay less; the farmers bear the brunt of any market volatility. The Binkabi token aims to use peer-to-peer hedging without a centralised exchange to alleviate these losses. The primary focus as of 2018 is the trade movement between Côte d’Ivoire and Vietnam.

Health care

Kenyan startup ‘Nurse in Hand’ collects and delivers information to a geo-strategic network of paramedics in order to improve emergency response time. In March 2018, they reached an agreement with Apla Tech Company to build a blockchain-based accident response platform. The aim of the partnership is to decrease the distance between first responders located in Emergency Care Centres and the accident victims themselves.

Interbank settlements

In June 2018, the South African Reserve Bank (SARB) released the results of a proof-of-concept exercise aimed at increasing the efficiency of interbank settlements and payments collection in a real-world environment. The results of Project Khokha were unambiguously successful. The SARB stated that the average daily volume of overall payments on the blockchain-based system could be processed in under two hours, all while retaining full confidentiality and settlement finality. One of Project Khokha’s aims is to better understand how the South African Multiple Option Settlement system might integrate with a blockchain system. The SARB anticipates continuing work in this area.

Media piracy

Custos is a copyright infringement protection service launched in South Africa in 2014. Videos submitted to the platform are encoded with a digital watermark on the Bitcoin blockchain. Using their own patented core technology, Custos allows users to embed a Bitcoin monetary reward inside a media file. This acts as an incentive for third party ‘bounty hunters’ to report leaked and re-uploaded content to the original rights holder. Custos is able to notify rights holders of these leaks and infringements in real time, and also reveals the identity of the person responsible for the leak.


Twiga Foods, a Kenyan agri-tech company, has partnered with IBM Research to trial a blockchain-based financing system which is set to provide microloans to food stall retailers in the country. The Nairobi-based platform was previously focused exclusively on helping farmers distribute bananas, tomatoes, onions and potatoes to kiosks across Kenya. Realizing that a blockchain-based loan system would help vendors sell more produce motivated Twiga to successfully negotiate the IBM partnership. The result? More food being grown and distributed by the region’s local farmers and traders.


Kenyan real estate firm Land Layby Group plans to use blockchain to store land registry records, eliminating the existing real estate challenges of fraud, double ownership and false documents. With the early adoption of blockchain technology, real estate firms like Land Layby are able to create efficient and foolproof land registries. Bitland is a global property registry which is set to enter Ghana, Nigeria and Kenya. The company has been assisting farmers in registering their land to their blockchain system. African land rights are customarily agreed verbally, leaving much room for dispute, corruption and land cartels. Bitland’s effort to record these rights to a blockchain system will create a more secure method of dealing with false property claims.


Ujo is a music publishing platform based on the Ethereum blockchain. Co-founded by South African tech entrepreneur Simon de la Rouviere, the service allows musicians to upload their music and receive direct fan-to-artist purchase and tipping in ETH. Paypal and credit card integration are slated for a later date. The site hosts music by Grammy Award-winning artists Imogen Heap and Rac, both of whom are advocates of the platform and its potential to bypass the typical 30% payment processing fees set by traditional streaming services such as iTunes. The elevator pitch? A more fair distribution of digital music revenue between publishers and the artists themselves.


ImpactPPA is a blockchain-based technology platform that provides pre-paid electricity solutions from a mobile device. In partnership with the Earth Day Network, ImpactPPA is currently launching a blockchain-powered energy platform in Somaliland. Solar grids will be deployed in order to generate, store and deliver power. The company is using blockchain technology to provide a payment rail for a host of investors, developers and service providers — including governments. Using blockchain as a secure system, ImpactPPA is offering even the least stable of African countries a basic electricity solution.

Mobile money

Centbee is a Bitcoin Cash wallet and merchant payment ecosystem based in South Africa. The company was founded on the premise that African business is already primarily being conducted using mobile phones rather than ATMs and bank transfer. According to founder Lorien Gamaroff, there are more mobile money account holders than bank account holders in Africa. The fact that Africans seem to favour mobile money transactions has positioned Centbee squarely in the centre of a potentially game-changing marketplace for cryptocurrency to flourish. In 2018, UK Fintech firm nChain acquired a stake in Centbee for undisclosed amount

The African (and particularly South African) predisposition for cryptocurrency and mobile money over traditional financial transaction services seems to march forward unabated. It’s no wonder that blockchain academic and development hubs are popping up in many major African cities.

As the world continues its trod towards unprecedented connectivity, the fertile African business terrain is looks set to fully embrace of emerging technology like blockchain. Those who embrace the change and stay up to date with the African technology industry are well-positioned to reap its rewards in the coming decade.


MeridianDLT to launch in Cayman Island

 Cohort One of the Meridian Green blockchain will launch in Q1 2019, with an exciting range of innovative businesses and use cases from around the globe. Offering: advisory: Strategy & Operations, and Balance Sheet Optimization SME Fast launch of: Tokens, Wallets, Customization Our in-house team of ex-bankers and consultants, has strength and depth in managing funding forecasts, currency / risk management and balance sheet optimization, as well as internal audit support for accounting firms. Support for projects has a truly global reach, as the team is based in the Cayman Islands, Canada, and Hong Kong, with affiliates in the UK, UAE, and Thailand 

Today a partnership agreement was signed between the internet sharing company SID from Gibraltar, the banking company Dope Card from Ghana and the mobile learning company AIAR from Singapore.

With world-leading technology the joint venture will present one of the strongest ecosystems to empower people in emerging markets.

The Impatience of Time to Saving the World

3,5 billion people don’t have access to the internet, so the joint venture AISIDO (AIar + SID +DOpecard) will enable sharing of the internet. 2 billion people in the world are unbanked, so AISIDO will provide bank possibilities. 2,5 billion people in the world need education, so AISIDO will provide the most secure and personalized mobile learning system.’

We all like the SDG goals of the UN, but we think it goes to slow.

The remark comes from Rufus Lidman, founder of the JV-partners AIAR, a serial entrepreneur with a thorough background with refugee work in the Syria war, Iraq, Balkan route, etc. He continues:

We’ve seen more evidence that the solution to the majority of things like poverty, hunger and health, in modern society come from connecting to the internet, and to be part of a society where you can get secure skilling that helps you get a job, and a bank account to receive salary and make a business. That’s what we at AISIDO are providing.

World Leading Technology

The three partners all have a focus on emerging markets and the urge to do something that not only is good for business but good for society. But besides that, the common denominator for them is that all three are working with world-leading technology with a disruptive potential to change the world.

This is one of the strongest points of this setup, says José Merino, Chairman of SID. I was confident in sharing our technology, patented in the US, having the potential to solve the internet issues in all emerging markets. But, I am impressed by the AI-customization and blockchain certificates being developed by AIAR, and the simple but genius solution presented by Dope Card –combined we have a technology offer to nations and people I think will be unbeatable

Going from Sound to Things

And soon Mr. Merino will see this coming true. With intense development ahead, it is clear this will not be a theoretical potential but will be taking place in real action bit by bit in the coming months ahead. As its first joint mission the parties are now joining forces to back up Dope Card in a project supported by the Ministry of Education in Ghana working to onboard students at 24 universities with a total market of over 500,000 students and 150 merchants. The Dope Card CEO, Mr. Nana Kwaku Koi, comments:

This is magical upgrading of the whole project. Since before we partner with Ecobank to support the students with a viable banking card. Now we are adding more crucial parts to the value chain where our partners SID are providing its unique solution for mobile sharing, and AIAR will provide crucial skilling and secure certificates for the actual jobs of 2019. This will help to empower the students in a more profound way that we could never have dreamed of when we started this project


AIAR edtech is solving the global skilling crisis by developing the world’s first 360° mobile solution for AI-personalized learning, blockchain secured certification and gamification for true lifelong learning. For more information contact CEO Rufus Lidman,, +46 733 90 18 80

SID Limited has a US patent grant for technology that allows Android mobile phones to share their internet (Wi-Fi or mobile data) with multiple nearby smartphones users. SID can build through the free app dynamic networks to bring free internet access to developing countries and millions of users. For more information contact Chairman Jose Merino , +350 56004294

Dope Card is building a banking product designed to fit the lifestyle of every youth, giving students complete and easy access to financial services with 100% mobile personal accounts with a card that are Visa & Ecobank powered. For more information contact CEO Nana Kwaku Koi,, +233 555533468

The Unexpected Truth About Blockchain

Introducing Blockchain

When green energy is generated, many governments throughout the globe issue a credit score certificate for the sum of electricity going into the public grid. It has also been a large contributor to most of the recessions. Naturally, the true energy they use isn’t always green. Due to quite a few current problems, renewable energy doesn’t offer you a comprehensive remedy to the energy needs of the majority of households that install them.

Whatever They Told You About Blockchain Is Dead Wrong…And Here’s Why

You have to avoid being attracted by any company that offers a return of 10% daily. A company named QuadrigaCX is a superior place to begin. So cheap it could buy a ton of RECs to offset a sullied reputation without making any kind of environmental impact. In addition to all of the BTC city achievements, it was able to come up with the largest living lab testing environment facility in the world, which remains a commendable project by all standards. Other organizations are working on energy trading projects, also. Many businesses will provide you with a newbie bonus which will significantly lessen your bill in the start.

Details of Blockchain

Much like any new technology, you’ve got to understand it to have the ability to implement it. Blockchain technology hopes to fix many issues connected with digital transactions. More recently, it is seeing use in the field of tourism and TemboCoin is perhaps a good sample of just how widespread the innovation has become useful in the industry. It shows a lot of promise. Many times, it’s argued that Blockchain technology is just helpful for the cryptocurrency market. To understand more about the way the Blockchain technology works, let’s take a look at some of its major capabilities.

The Leaked Secrets to Bitcoin Rate Today Uncovered

The Do’s and Don’ts of Bitcoin Rate Today

Presently, the price has retreated from the cover of the range and is very likely to find support at the 20-day EMA. It will skyrocket, because it will skyrocket, but that’s the nature of man’s greed reflected in the market. In the event the token price and transaction costs aren’t decoupled, the network is not going to be in a position to scale.

bitcoin rate today

Currency means money currently being used. It is not especially useful as a currency (as mentioned previously), it’s not a physical object, it doesn’t represent ownership in a business, it doesn’t payback dividends. Today’s global currencies have emerged.

Attempt to acquire the very best price you possibly can. Bear in mind, bitcoin price isn’t going to be flat throughout 2022. You’re hoping the amount of bitcoin will go up. Along with unit bias, in addition, it makes it more challenging to observe the method by which the price of a single Bitcoin could possibly go up more. Bitcoin’s price is dependent on the industry. Over the past 30 days, the purchase price of Bitcoin has shown commendable stability.

There are two major methods to earn money with bitcoin. Of consideration of course is the quantity of money you’ve invested in your silver, the authentic physical volume, and how simple it’s to receive your silver if you want it. If you wish to have more money than you could possibly need, your best option is to locate a few places where you are able to deploy massive quantities of money that will earn superior returns for an amazing many decades, and won’t ask that you share any of the spoils with Uncle Sam until you’re done accumulating said spoils. By definition, it’s sound money.

The Number One Question You Must Ask for Blockchain

The technology isn’t only shifting the way we use the web, but it’s also revolutionizing the international economy. Blockchain technology would likewise eliminate expensive intermediary fees that have come to be a burden on individuals and companies, particularly in the remittances space. It has a vital role to play in government especially in the context of the 21st-century world. It continues to be one of the most exciting emerging technologies in the world today.

The technology appears to evolve rather fast now, and it’s no longer really a question if it’ll be used, but instead whenit is going to be used. In the last few years, blockchain technology has seen a gain in popularity in some specific regions of the financial services industry. Blockchain technology can be placed to a wide range of uses but the threats to blockchain in virtually every subject of application are the exact same. It has certainly received the spotlight over the past year, but we have to remember that it’s been around for about a decade, and only recently has it been pushed into demos and small-scale projects.


Finding the Best Blockchain

The agriculture business is characterized by financial instability because of distinct varieties of risks involved with market, production, and prices. After having had a good foothold in the business, we often allow themselves to enjoy more. In 2019, the blockchain business is probably going to blossom and will enhance its image in conditions of digital currency usage and adoption.

Ruthless Bitcoin Price Live Strategies Exploited

The Key to Successful Bitcoin Price Live

In some unfortunate instances, the price may shoot up 20% promptly, but then drop all of the way back. Prices have been shooting up over the last few months because of the enormous purchasing interest from new speculators who don’t understand the character of the instruments. By the close of the calendar year, the purchase price of a single bitcoin almost touched $20k mark. The amount of bitcoin at the period of press is 13,674.

The market is extremely different from the way that it was at the beginning of the calendar year, and I am careful with my investments. It’s a fact that in the event that you trade the market in the more compact time frame then you are going to get plenty of trading signals but the quality will be exceedingly poor. For that reason, it’s foreseeable to realize how the market fluctuated as the filling was rejected and will review again. The futures trading market involves a great deal of groups and aren’t limited to certain commodities only.

1 thing you don’t wish to be doing is paying money on information which you are able to get at no cost! Once again only utilize money that you are able to afford to trade. Actually, you don’t really require money at all to begin practicing in actual market conditions, since most brokers will enable you to trade on a demo account to sharpen your skills before you commence using real money. You don’t need to invest lots of money to come across valuable info about Learning Forex Trading. Do not risk any money until you’re sure what you’re doing.

The Foolproof Blockchain Wallet Strategy

blockchain wallet

The History of Blockchain Wallet Refuted

Each wallet consists of personalized security levels and user preferences, based on the goals an individual wishes to reach. Blockchain wallet is just one of the very best Bitcoin wallet we’ve got in existence. Summary A blockchain wallet is a digital wallet that permits people to shop and manage their cryptocurrencies.

Wallets supply the portability and simplicity of use and exchange. To shop and reflect a transaction on Blockchains, there are 3 forms of cryptocurrency wallets out there. Hence, it’s advised to begin your own cryptocurrency wallet to prevent such risks.

If you’re interested in creating a blockchain wallet and don’t need to shell out time on programming, our services can be exceedingly beneficial. A Blockchain wallet is an internet application that allows many folks to shop and transfer bitcoins as a payment to any area of the world in just as simple as one two three steps. If you own a Blockchain wallet, it is crucial that you retain your wallet and corresponding recovery phrase, not delete them, even in the event that you empty the BTC balance.

The New Angle On Blockchain Wallet Just Released

Use the Receive dropdown menu to select the currency that you want to receive and the wallet in which you need to get the funds once your exchange is completed. Also the kind of coin you will love to enhance your wallet and additionally the security you’d like to support also determine the purchase price of the maturation of the app. Without doubt, the blockchain-based wallets aka digital wallets are going to change customer’s internet shopping experience forever!